Open in two minutes
Banking that keeps up with you.
Three accounts, twelve currencies and one PIN-protected dashboard. Send, withdraw, pay bills and save without a queue.
Account opened3 accounts · 12 currencies
Three accounts, twelve currencies and one PIN-protected dashboard. Send, withdraw, pay bills and save without a queue.
Free local transfers in seconds. International to any bank with SWIFT and IBAN at a clear 1.5%.
Ask for an ATM debit or virtual card. The fee comes from the account you link, and you can freeze it in one tap.
See your monthly payment before you apply, repay early with no penalty, and track the decision live.
Create goals like “New laptop”, fund them from any account and watch the progress bar fill.
Utilities, internet, tuition, health, donations, transport and tax, paid from the account you choose.
Three accounts, twelve currencies, one PIN-protected dashboard. Send, withdraw, pay bills, request a card and save for what matters, without a single queue.
From school fees to the electric bill, pick a service, choose a provider and approve with your PIN.
Three accounts, one loginAll three open the moment you register, each with its own account number, so you can keep spending, saving and business money apart.
Daily spending and bills.
Earn up to 4.5% APY.
Business-style flow.
Choose from 12 currencies at sign-up and your accounts open in it by default. Send to someone on a different currency and we convert it for you at a clear rate.
Local & internationalEnter an account number, confirm the name, approve with your PIN. Free, and instant.
Send to any bank with SWIFT and IBAN in the currency your recipient wants. 1.5% with a small minimum.
Ask for a Visa or Mastercard from your dashboard. The card fee is taken from the account you choose, and the card is issued right away. Details stay behind your PIN.
Choose the account to fund. Crypto addresses are shown in Add money.
Send to the address shown
Photo of the front
Brand, code and PIN
Up to 4.5% APYCreate goals like “New laptop” or “Summer trip”, fund them from any account and watch the progress bar fill.
Apply from your dashboard, see your monthly payment before you commit, and repay early with no penalty.
Bills & utilitiesPick the provider, enter your meter or customer number, and pay from whichever account you choose.
Education paymentsPay university or school fees, exam registration and online courses straight from your dashboard, with a receipt for every payment.
Start paying fees
Hospitals, pharmacy & insuranceSettle hospital bills, refill prescriptions and pay premiums in a tap.
Give to causes you trustSupport charities such as the Red Cross, UNICEF and WWF, or your local cause.
Commute smarterTop up a transit pass, fuel card or ride wallet. When tax season arrives, pay income, property or vehicle tax with a clear reference.
Current accountUse your Current account for suppliers, payroll-style transfers and taxes while your Savings stays untouched.
Your account number gets you to the door, your password opens it, and a private six-digit PIN approves every movement of money.
Account number
Password
6-digit PIN
Passwords and PINs are hashed. Five wrong attempts lock the account for 15 minutes.
Bank-grade habitsBalances, quick actions, spending, savings goals, cards and notifications, designed phone-first with a thumb-friendly tab bar. Every money flow is a short step-by-step sheet.
Identity verificationUpload a government ID and a selfie from your dashboard. A reviewer checks them and your limits lift, with loans and card requests unlocked.
1. Choose a document
2. Upload photos
3. Get verified
Tell us about you, choose your currency and primary account.
Set a strong password and a private 6-digit PIN.
Add money with crypto, a check, or a virtual gift card.
Send, pay bills, save, borrow and request your card.
| Westvale | Typical bank | |
|---|---|---|
| Monthly fee | None | $5–$15 |
| Accounts on sign-up | 3 (checking, savings, current) | 1 |
| Choose your currency | 12 currencies | Local only |
| Card approval status | Live in dashboard | Wait for post |
| Freeze a card | One tap | Phone call |
| Sign-in locks | Account + password + PIN | Username + password |
Savings APY
Loans from APR
Local transfers
International (min $5)
Withdrawal fee
Monthly fee
“I get paid in dollars and spend in pounds. Choosing my currency at sign-up and sending internationally from one place saved me hours every month.”
“The current account keeps shop money separate from my savings. Paying suppliers and utilities from the same dashboard is a relief.”
“I added money, paid tuition and set a goal for my laptop in one evening. The PIN step makes it feel safe.”
“Requesting my card took a minute and the fee came straight off my balance. Freezing it from the app is the feature I did not know I needed.”
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