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Visa or Mastercard, issued from your balance
Virtual cards
Instant digital card
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Crypto, check, or a gift card
Mobile banking
Phone-first dashboard
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Free and instant
International transfers
Any bank, 12 currencies
Currencies & rates
12 popular currencies
Withdrawals
To your bank, flat fee
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Personal loans
From 9.9% APR
Loan calculator
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Give to causes you trust
Transport
Metro, fuel, flights, rail
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Income, property, VAT
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Security centre
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Identity verification (KYC)
Verify once, unlock everything
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Withdrawals
Borrow & save
Personal loans
Loan calculator
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Services
Pay & services
Pick a service, choose a provider, and approve with your PIN. Ten categories, one flow.
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Pay bills
Insurance, rent, credit-card payments and subscriptions from whichever account you choose.
Utilities, internet & TV
Electricity, water, gas, internet, mobile airtime and cable TV, all in one place.
Education payments
Pay university or school fees, exam registration and online courses straight from your dashboard.
Health payments
Settle hospital bills, refill prescriptions and pay health-insurance premiums in a tap.
Donations
Support well-known charities or your local cause with a donation made from your dashboard.
Transport
Top up a metro pass, fuel card or ride wallet, or pay for a flight or rail ticket.
Pay tax
Pay income, property, sales, vehicle or business tax with a clear reference.
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Pay bills
Insurance, rent, subscriptions
Utilities, internet & TV
Power, water, broadband, cable
Education payments
Tuition, exams, courses
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